{"openapi":"3.1.0","info":{"title":"UK Finance Finder API","version":"0.1.0","description":"Searches the GOV.UK business finance support scheme records (government-backed loans, grants and support) and reads one scheme's GOV.UK page. It also holds a dated, cited table of the published terms of the British Business Bank Growth Guarantee Scheme and of Start Up Loans, checks a turnover, facility size and term against those published limits, computes Start Up Loans repayments at the...\n\nEvery operation is read-only or compute-only. The same tools are available over MCP (streamable HTTP) at https://uk-finance-finder.connectorbay.com/mcp.\n\nDisclaimer: General information only, not legal, tax, accounting or payment advice. UK Finance Finder is an independent tool: it is not affiliated with, endorsed by or operated by any government body, central bank, standards body or scheme operator. Rates, thresholds and rules change; check the cited official source and confirm with a qualified professional before you rely on a result.","contact":{"name":"Unify Dynamics LLC","email":"agent@connectorbay.com","url":"https://connectorbay.com/uk-finance-finder/docs"},"termsOfService":"https://connectorbay.com/uk-finance-finder/terms"},"servers":[{"url":"https://uk-finance-finder.connectorbay.com"}],"externalDocs":{"url":"https://connectorbay.com/uk-finance-finder/docs"},"security":[{},{"bearer":[]}],"components":{"securitySchemes":{"bearer":{"type":"http","scheme":"bearer","description":"Optional. A Pro API key raises rate limits; no credentials are required."}},"schemas":{"Error":{"type":"object","properties":{"ok":{"const":false},"error":{"type":"object"}}}}},"paths":{"/v1/tools/search_schemes":{"post":{"operationId":"search_schemes","summary":"Search the GOV.UK business finance support scheme records by keyword, most relevant or most recently updated first. Use ","description":"Search the GOV.UK business finance support scheme records by keyword, most relevant or most recently updated first. Use for \"Which government-backed grants or loans for a new food business are listed on GOV.UK?\".","tags":["tools"],"requestBody":{"required":true,"content":{"application/json":{"schema":{"properties":{"query":{"default":"","description":"Words to search for, for example export grant or start-up loan (empty lists the newest records)","title":"Query","type":"string"},"order":{"default":"relevance","description":"relevance or recently_updated","title":"Order","type":"string"},"limit":{"default":10,"description":"Maximum schemes returned, 1 to 50","title":"Limit","type":"integer"}},"title":"search_schemesArguments","type":"object"}}}},"responses":{"200":{"description":"Tool result. `ok: true` on success; `ok: false` with a structured `error` (provider_unavailable, upstream_error, bad_input) when the tool could not answer.","content":{"application/json":{"schema":{"type":"object","additionalProperties":true}}}},"422":{"description":"Arguments failed validation","content":{"application/json":{"schema":{"$ref":"#/components/schemas/Error"}}}},"429":{"description":"Rate limit exceeded (see Retry-After)","content":{"application/json":{"schema":{"$ref":"#/components/schemas/Error"}}}}},"x-read-only":true}},"/v1/tools/scheme_detail":{"post":{"operationId":"scheme_detail","summary":"Read one GOV.UK business finance support scheme page: summary, key facts and text, with its link. Use for \"What does the","description":"Read one GOV.UK business finance support scheme page: summary, key facts and text, with its link. Use for \"What does the GOV.UK page for the Growth Guarantee Scheme say?\".","tags":["tools"],"requestBody":{"required":true,"content":{"application/json":{"schema":{"properties":{"scheme":{"description":"The scheme's GOV.UK page name, for example growth-guarantee-scheme, or its gov.uk/business-finance-support link","title":"Scheme","type":"string"}},"required":["scheme"],"title":"scheme_detailArguments","type":"object"}}}},"responses":{"200":{"description":"Tool result. `ok: true` on success; `ok: false` with a structured `error` (provider_unavailable, upstream_error, bad_input) when the tool could not answer.","content":{"application/json":{"schema":{"type":"object","additionalProperties":true}}}},"422":{"description":"Arguments failed validation","content":{"application/json":{"schema":{"$ref":"#/components/schemas/Error"}}}},"429":{"description":"Rate limit exceeded (see Retry-After)","content":{"application/json":{"schema":{"$ref":"#/components/schemas/Error"}}}}},"x-read-only":true}},"/v1/tools/new_or_changed_schemes":{"post":{"operationId":"new_or_changed_schemes","summary":"List business finance support scheme records that GOV.UK shows as published or updated on or after a date. Use for \"Whic","description":"List business finance support scheme records that GOV.UK shows as published or updated on or after a date. Use for \"Which finance support schemes were added or updated on GOV.UK since 1 September 2026?\".","tags":["tools"],"requestBody":{"required":true,"content":{"application/json":{"schema":{"properties":{"since":{"description":"Earliest publication or update date, YYYY-MM-DD","title":"Since","type":"string"},"limit":{"default":25,"description":"Maximum schemes returned, 1 to 100","title":"Limit","type":"integer"},"on_date":{"anyOf":[{"type":"string"},{"type":"null"}],"default":null,"description":"Date to treat as today, YYYY-MM-DD (default: today, UTC)","title":"On Date"}},"required":["since"],"title":"new_or_changed_schemesArguments","type":"object"}}}},"responses":{"200":{"description":"Tool result. `ok: true` on success; `ok: false` with a structured `error` (provider_unavailable, upstream_error, bad_input) when the tool could not answer.","content":{"application/json":{"schema":{"type":"object","additionalProperties":true}}}},"422":{"description":"Arguments failed validation","content":{"application/json":{"schema":{"$ref":"#/components/schemas/Error"}}}},"429":{"description":"Rate limit exceeded (see Retry-After)","content":{"application/json":{"schema":{"$ref":"#/components/schemas/Error"}}}}},"x-read-only":true}},"/v1/tools/scheme_terms":{"post":{"operationId":"scheme_terms","summary":"Return the dated, cited published terms of the Growth Guarantee Scheme or Start Up Loans, each with its source quote and","description":"Return the dated, cited published terms of the Growth Guarantee Scheme or Start Up Loans, each with its source quote and verification level. Use for \"What are the published terms of the Growth Guarantee Scheme and of Start Up Loans?\".","tags":["tools"],"requestBody":{"required":true,"content":{"application/json":{"schema":{"properties":{"scheme":{"default":"both","description":"growth_guarantee_scheme, start_up_loans or both","title":"Scheme","type":"string"}},"title":"scheme_termsArguments","type":"object"}}}},"responses":{"200":{"description":"Tool result. `ok: true` on success; `ok: false` with a structured `error` (provider_unavailable, upstream_error, bad_input) when the tool could not answer.","content":{"application/json":{"schema":{"type":"object","additionalProperties":true}}}},"422":{"description":"Arguments failed validation","content":{"application/json":{"schema":{"$ref":"#/components/schemas/Error"}}}},"429":{"description":"Rate limit exceeded (see Retry-After)","content":{"application/json":{"schema":{"$ref":"#/components/schemas/Error"}}}}},"x-read-only":true}},"/v1/tools/ggs_eligibility_check":{"post":{"operationId":"ggs_eligibility_check","summary":"Compare a turnover and a facility size with the published Growth Guarantee Scheme limits (turnover 45m, facility 2m, 1m ","description":"Compare a turnover and a facility size with the published Growth Guarantee Scheme limits (turnover 45m, facility 2m, 1m for Northern Ireland Protocol borrowers). Use for \"Is a business with GBP 3.2 million turnover asking for a GBP 500,000 facility within the published Growth Guarantee Scheme limits?\".","tags":["tools"],"requestBody":{"required":true,"content":{"application/json":{"schema":{"properties":{"annual_turnover_gbp":{"description":"Annual turnover in pounds as a decimal string, on a group basis where the business is part of a group","title":"Annual Turnover Gbp","type":"string"},"facility_gbp":{"description":"Facility size wanted, in pounds as a decimal string (per business group)","title":"Facility Gbp","type":"string"},"northern_ireland_protocol":{"default":false,"description":"true for a borrower the scheme treats as a Northern Ireland Protocol borrower (published limit 1m)","title":"Northern Ireland Protocol","type":"boolean"},"on_date":{"anyOf":[{"type":"string"},{"type":"null"}],"default":null,"description":"Date to treat as today, YYYY-MM-DD (default: today, UTC)","title":"On Date"}},"required":["annual_turnover_gbp","facility_gbp"],"title":"ggs_eligibility_checkArguments","type":"object"}}}},"responses":{"200":{"description":"Tool result. `ok: true` on success; `ok: false` with a structured `error` (provider_unavailable, upstream_error, bad_input) when the tool could not answer.","content":{"application/json":{"schema":{"type":"object","additionalProperties":true}}}},"422":{"description":"Arguments failed validation","content":{"application/json":{"schema":{"$ref":"#/components/schemas/Error"}}}},"429":{"description":"Rate limit exceeded (see Retry-After)","content":{"application/json":{"schema":{"$ref":"#/components/schemas/Error"}}}}},"x-read-only":true}},"/v1/tools/ggs_term_check":{"post":{"operationId":"ggs_term_check","summary":"Check a facility type and term in months against the published Growth Guarantee Scheme term ranges. Use for \"Can an invo","description":"Check a facility type and term in months against the published Growth Guarantee Scheme term ranges. Use for \"Can an invoice finance facility run for 4 years under the Growth Guarantee Scheme?\".","tags":["tools"],"requestBody":{"required":true,"content":{"application/json":{"schema":{"properties":{"facility_type":{"description":"term_loan, asset_finance, overdraft, invoice_finance or asset_based_lending","title":"Facility Type","type":"string"},"term_months":{"description":"Facility term in whole months","title":"Term Months","type":"integer"},"on_date":{"anyOf":[{"type":"string"},{"type":"null"}],"default":null,"description":"Date to treat as today, YYYY-MM-DD (default: today, UTC)","title":"On Date"}},"required":["facility_type","term_months"],"title":"ggs_term_checkArguments","type":"object"}}}},"responses":{"200":{"description":"Tool result. `ok: true` on success; `ok: false` with a structured `error` (provider_unavailable, upstream_error, bad_input) when the tool could not answer.","content":{"application/json":{"schema":{"type":"object","additionalProperties":true}}}},"422":{"description":"Arguments failed validation","content":{"application/json":{"schema":{"$ref":"#/components/schemas/Error"}}}},"429":{"description":"Rate limit exceeded (see Retry-After)","content":{"application/json":{"schema":{"$ref":"#/components/schemas/Error"}}}}},"x-read-only":true}},"/v1/tools/start_up_loan_calc":{"post":{"operationId":"start_up_loan_calc","summary":"Compute the monthly repayment, total repayable and interest of a Start Up Loan at the published fixed 7.5 percent a year","description":"Compute the monthly repayment, total repayable and interest of a Start Up Loan at the published fixed 7.5 percent a year. Use for \"What would the monthly repayments be on a GBP 10,000 Start Up Loan over 3 years?\".","tags":["tools"],"requestBody":{"required":true,"content":{"application/json":{"schema":{"properties":{"amount_gbp":{"description":"Loan amount in pounds as a decimal string, up to the published maximum of 25,000","title":"Amount Gbp","type":"string"},"term_years":{"description":"Term in whole years, 1 to 5","title":"Term Years","type":"integer"},"on_date":{"anyOf":[{"type":"string"},{"type":"null"}],"default":null,"description":"Date to treat as today, YYYY-MM-DD (default: today, UTC)","title":"On Date"}},"required":["amount_gbp","term_years"],"title":"start_up_loan_calcArguments","type":"object"}}}},"responses":{"200":{"description":"Tool result. `ok: true` on success; `ok: false` with a structured `error` (provider_unavailable, upstream_error, bad_input) when the tool could not answer.","content":{"application/json":{"schema":{"type":"object","additionalProperties":true}}}},"422":{"description":"Arguments failed validation","content":{"application/json":{"schema":{"$ref":"#/components/schemas/Error"}}}},"429":{"description":"Rate limit exceeded (see Retry-After)","content":{"application/json":{"schema":{"$ref":"#/components/schemas/Error"}}}}},"x-read-only":true}},"/v1/tools/compare_funding_costs":{"post":{"operationId":"compare_funding_costs","summary":"Compare the repayments, total interest and total cost of up to 6 loan options that the user supplies (no scheme data is ","description":"Compare the repayments, total interest and total cost of up to 6 loan options that the user supplies (no scheme data is looked up). Use for \"Compare a 12 percent loan with a 2 percent fee against a 9 percent loan over 3 years for GBP 20,000.\".","tags":["tools"],"requestBody":{"required":true,"content":{"application/json":{"schema":{"properties":{"options":{"description":"2 to 6 option objects: label (text), amount_gbp (decimal string), annual_rate_percent (decimal string), term_months (whole number), optional upfront_fee_gbp (decimal string)","items":{"additionalProperties":true,"type":"object"},"maxItems":6,"minItems":2,"title":"Options","type":"array"}},"required":["options"],"title":"compare_funding_costsArguments","type":"object"}}}},"responses":{"200":{"description":"Tool result. `ok: true` on success; `ok: false` with a structured `error` (provider_unavailable, upstream_error, bad_input) when the tool could not answer.","content":{"application/json":{"schema":{"type":"object","additionalProperties":true}}}},"422":{"description":"Arguments failed validation","content":{"application/json":{"schema":{"$ref":"#/components/schemas/Error"}}}},"429":{"description":"Rate limit exceeded (see Retry-After)","content":{"application/json":{"schema":{"$ref":"#/components/schemas/Error"}}}}},"x-read-only":true}}}}